Speculations of an increase in fitment factor which can transform the salaries of the employees in the central government have been increasing around the 8 th Pay Commission in 2025. Although it is scheduled to take effect on January 1, 2026, preliminary indications are available on what the pay structures will change. What Is Fitment … Read more
EPS-95 scheme has been a lifesaver to the millions of retired pensioners in India, and the recent speculations regarding a pension increment have raised the hope. This paper discusses the newest developments, advantages and what the reforms entail to pensioners in a simple manner. What Is EPS-95? Employee Pension Scheme (EPS) 1995 is a social … Read more
It is a landmark decision since the Employees Provident Fund Organization (EPFO) has sanctioned a very substantial increase in the minimum monthly pension under the Employees Pension Scheme (EPS-95). Beginning May 2025, pensioners who are qualified will get 7,500 rupees a month as compared to the older 1,000 rupees. The expected outcome of this long-awaited … Read more
Life after retirement is the start of the second act and the LIC Smart Pension Plan 2025 is what makes you write it, boldly. This single-premium immediate annuity product can provide the surety of a regular source of income that is needed in tune with your lifestyle needs. Be it retirement and after or just … Read more
The Public Provident Fund (PPF) provides you with riskfree and tax-efficient growth- provided, you know when and in what circumstances you can withdraw money. It is time to do a 2025-friendly, guilt-free road-map to withdrawals. Full withdrawal at maturity (15 years) After 15 years of your PPF, you will be able to withdraw the full … Read more
The 8 th Pay Commission will have dramatic effects on the compensation of the central government employees and pensioners. The benchmark updates indicate that the foundation work is on its way and most likely it will find operations by January 2026 with the beneficiaries past 1 crore people. Terms of Reference (ToR): The Missing Link … Read more